If you run your own business then you probably already realise that the insurance policy you take out to protect you and your business will be different to regular domestic insurance cover. In this kind of scenario your needs may actually be met by a specialist commercial insurance policy. This may seem quite straightforward but finding the right kind of commercial cover may not be as easy as it seems at first. Not all businesses are the same - they operate in different sectors and have different insurance risks and needs. If your business is considered a high risk, for example, by insurance companies, then the cover on offer may not actually meet all of your needs and may fail to give you adequate levels of protection. With a typical commercial insurance policy you may be given: · standard cover such as building and contents cover; · common commercial insurance features such as employers' liability insurance (in most cases a legal requirement if you employ any staff) and...